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Remax Advantage Realty is there for homeowners needing to execute a short sale Palm Harbor, Florida

Need to short sell your home?

What is a short sale? A short sale is when the amount of the outstanding loans are greater than the value of the home. This could be due to many reasons, but commonly is a result of a rapidly declining housing market.

For many homeowners, a short sale is preferential to foreclosure or bankruptcy when they can negotiate with the lender to write off the difference.

What steps do I take in a short sale?

First, determine the true market value of your home. I will be able to give you a realistic idea of what your house will possibly sell for based on a market analysis. Watch out for websites where a computer estimates your home's market value since they may not have complete information or know important things like neighborhood trends and current listings.

Homeowners who are upside down on their mortgage and need results fast should turn to the expertise of Jamie Devine to guide them through the short sale process. Contact me today for a free consultation.

Next, determine your closing costs. I will take into account fees such as title report, appraisal, escrow, property taxes, and agent commissions to tally your final costs at the closing table.

Finally, get in touch with your lender and let them know of your situation. They may even have a dedicated department that manages short sales. Ask about their particular process. Some lenders will be more willing to work with you than others. They may be able to reduce the amount owed or make other arrangements. Your lender will have to agree to the final sale.